RESOLUTION INVESTMENT IN THIS YEAR

When the economic crisis occurred in 1997 and 2008, quite a lot of people succeed in investing. However, in the years when the economy was growing rapidly, there is also a failure to invest. How the resolution of investment in Tiger this year?
Investment is divided into several types. For convenience, we divided into two areas: real sector investment and capital market investments. Both these areas can not be released condition of macroeconomic factors and internal factors principals or investors.
Examples of the influence of economic factors is the rate invlasi. If high invlasi, the interest rate will also fund high that the owners will put the money in the bank. Conversely, when low interest rates, the owner will place the funds in the stock funds. However, low interest rates, including mortgage interest, real sector will move. When performing well, the stock price is also a potential strength.
In reality, we see the condition of the Indonesian economy in 2009 is much better than in 2008. Economic growth is in the range of 4 percent. The rupiah was perched at about Rp 9500 per U.S. dollar. The rate of inflation is also classified as very low, ie below 3 percent.
Stock market indices are on the 2530 figure. This is much higher than the year 2008 which is at number 1355. Indonesia Stock Exchange and even considered one of the stock that pays the highest in the world, which reached 86 percent.
The fact that happens to every investor can be very different. In capital markets, for example. Although in general the majority of investors should reap success, but if the timing was wrong in buying shares is not impossible that generated the failure alias losses. Although the overall index rose to 86 percent, but still there are stocks whose price is falling, especially shares fried Uncategorized
SHARE fried (which makes a stock at a high price and value in the hope that potential buyers of shares or the estimated rate was the same as reality, and if the stock players are not careful and finally bought the stock may result in fried keruguian can be reached until The fatal loss) so we must be very careful and clear prior to purchase or invest in any stock.
From exposure to the above, it is clear that regardless of any year, the most influential is the way investos addressing various economic phenomena on the year. Also on Tiger this year. (Year 2010).
How macroeconomic estimates? The consensus of economists as well as projections several renowned research institutions show, year 2010 could be better than in 2009. For economic growth, for example, the estimate could be above 5 percent. This is still higher than estimated in 2009 that 4.4 per cent.
Likewise, the rupiah, the estimate will be strengthened and could be at numbers USD 9000 per U.S. dollar. On the other hand, the expected inflation rate will be higher than the year 2009, ie about 6 percent. BI rate on the expected increase to 7.5 percent, at least it will happen in the second half of 2010. Impact, should the funds rate was also higher than present. As for capital markets, many people still believe the index numbers will grow 20-25 percent and is in the range of 2900-3000 at the end of 2010.
In reality, investment is dynamic and is more influenced by the behavior of the investment decisions made. Then, how concretely?
FIRST
back to the initial formula. Determine financial goals in 2010. With an estimated economic situation will be better, should have financial goals should also be more challenging.
SECOND
Determine how to achieve financial goals through investments by referring to the various economic assumptions. Prepare a strategic asset allocation investment allocation to the various types of investment instruments. If you have many sources of funds and wanted to go into all types of investments, both real sector and financial sector, the allocation is different from the previous year.
THIRD
Make sure that your rational expectations of the yield of all the investment instruments selected. In this case, the use of logic and critical analysis. Do not believe if the capital market will be like in 2009 which grew 86 percent. To measure the possibility of growing, see the history of previous years.
That's why most analysts believe the stock market index would rise only about 20 percent. That means your expectations should also be in the range of numbers.
Then if the overall count by combining yield expectations in deposits, bonds, mutual funds or other investment, it will produce numbers that may be not that high.
From the above description is clear, if you want to make the resolution of investment in 2010, then prepare some reasonable resolutions. For example, fixed investment continued to grow and has a particular achievement. Improve the yield of each type of instrument investasi.Itu major.
Another resolution, for example, improved decision-making patterns, no longer involves the feelings or influence others. This is important because some failure or success of your investments in 2009 may be not because the decision itself but because of the external drive.
Such conditions certainly will not repeat. So, the conclusion, the resolution does not always have to invest in the form of numbers, but could be more fundamental and long-term impact. In other words, a qualitative targets are more grounded resolution. (The more real and more obvious income)
Only you have a clean business people who can achieve a perfect target

THAT IN AN EFFORT TO DO REALLY WILL MAKE A WORTH THE RESULTS THAT YOU GET.

HANS LEE